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Consumer/Retail Loan

Sn. Product Name Features
1. Home Loan - Financing up to 80% of Valuation of Property
- Flexible Tenure up to 15 Years on Equal Monthly / Equal Quarterly Installment Basis.
- Maximum Loan Amount up to NRs. 80 Lakh
2. Vehicle Loan-Personal Use - Financing up to 80% of Purchase Price
- Tenure up to 4 Years on Equal Monthly Installment Basis
- Interest Rate of 11% to 15.00%
3. Vehicle Loan-Commercial Use - Financing up to 80% of Purchase Price
- Tenure up to 4 Years on Equal Monthly Installment Basis
- Interest Rate of 11.00% to 16.00%
4. Education Loan - Financing up to 75% of total cost of education including tuition fee and accommodation
- Tenure up to 7 Years (including moratorium of 1 year) on Equal Monthly Installment Basis
- Interest Rate of 10.50% to 15.00%
5. Mortgage Personal Loan - Shall be avail in the form of installment loan or in the form of overdraft
- Tenure up to 15 Years
- Interest Rate of 12.00% to 16.50%
6. Loan Against Shares & Debentures - Shall be avail as per NRB Directive
- Tenure up to 1 Year
- Interest Rate of 11.00% to 16.00%
7. Loan Against Gold & Silver - Financing upto 75% of valuation
- Easy processing and immediate disbursement
- Tenure up to 6 months
- Interest Rate of 12.00% to 14.00%
8. Loan Against Fixed & Recurring Deposit Receipt - Financing up to 90% of Coupon Value
- Easy processing and immediate disbursement
- Tenure up maturity of Fixed and Recurring Deposit
- Interest Rate of 10% or +2% on Coupon Rate, whichever is higher
9. Loan Against Government Securities - Financing up to 90% of valuation
- Easy processing and immediate disbursement
- Tenure up to maturity period of security
- Interest Rate of 10.00% or +2.00% on Coupon Rate whichever is higher

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