Home Loan

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We avail Home Loan for:
- Purchase or Construction of new House or Flat
- Purchase of an existing House or Flat
- Purchase of a plot of land for construction of House
- Extension, repair, renovation or alteration of an existing House or Flat
- Purchase of Furnishings and Durables items as a part of the purchase cost

Who Can Apply
- Minimum 21 years of age as on the date of application (Mandatory)
- Individuals in permanent employment or service or
- Having own business or are self-employed or professional or
- Having other regular and steady source of income

- Financing up to 80% of Valuation of Property
- Flexible Tenure up to 15 Years on Equal Monthly / Equal Quarterly Installment Basis.
- Maximum Loan Amount up to NRs. 80 Lakh

Required Document
- Proof of Income

* Salary Certification by employer, in case of salaried individuals,
* Income Tax Returns certified by competent auditor in case of self-employed or a professional
- Proof of Identity – Citizenship certificate, Voters ID, Passport or Driving License
- Land ownership certificate (Lalpurja)
- Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land and Building Tax paid receipt etc.
- Copy of approved Plan/Drawing/Design of the building from competent authority.
- Bill of Quantity of the construction.
- Blue print of the land (original).

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