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Business Loan

Sn. Product Name Features
1. Overdraft Loan - Tenure of maximum 12 Months, Renewable as per business performance
- Interest Rate of 10.50% - 15.50% p.a.
- Financing up to 80% of the requirement
2. Short Term Loan - Tenure of maximum 6 Months, Renewable as per business performance
- Interest Rate of 11.00% - 15.50% p.a.
3. Medium & Long Term Loan - Tenure of maximum 15 Years
- Interest Rate of 11.50% - 15.50% (up to 5 years), 14.00% - 16.50% (up to 10 years) and 14.50% - 17.00% (above 10 years)
- Financing up to 70% of the requirement
4. Project Loan - Tenure of maximum 15 Years. Upto construction and trial production period along with grace period of 12 months
- Interest Rate of 12.50% - 16.50%
- Financing up to 70% of the requirement
5. Bridge Gap Loan - Maximum up to 6 months
- Can be renewed as a special case for another 3 months
- Interest Rate of 13.00% - 16.50%
6. Consortium Loan - Tenure, interest rate and terms as per consortium decision
7. Small & Medium Entrepreneur Loan - Tenure of maximum 15 Years. Upto construction and trial production period along with grace period of 12 months
- Interest Rate of 10.50% - 15.00%
- Financing up to 70% of the requirement

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