You are here: Loan Products » Business Loan » Overdraft Loan

We avail Overdraft Loan for:
- Finance Inventory and Receivables
- Fulfill Working Capital Requirement

Who Can Apply
- Business Entities (Proprietorship Firms, Partnership Firms and Limited Companies.)

- Tenure of maximum 12 Months, Renewable as per business performance
- Interest Rate of 10.50% - 15.50% p.a.
- Financing up to 80% of the requirement

Required Document
- Loan Application along with business profile.
- Entity Registration Certificate and its renewal where required.
- Tax/PAN registration certificate and its renewal where required.
- Citizenship certificate of the Borrower, Guarantor(s), Proprietor, Partners or Directors
- Certified copy of :

* Partnership Deed in case of partnership firm.
* Memorandum and Article of Association in case of companies or
* Relevant constitution document of the borrower.
- Board resolution authorizing :
* Borrowing, execution of the security documents and Delegation of authority to the director (in case of Company)
* Consent of all partners and the power of attorney (in case of partnership firm)
* Audited Financial Statements for last 3 years and Project Financial Statement (for on-going venture)
* Business Plan for new venture

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