Consumer/Retail Loan

Sn. Product Name Features Detail
1. Home Loan

- Purchase or Construction of new House or Flat
- Purchase of an existing House or Flat
- Purchase of a plot of land for construction of House
- Extension, repair, renovation or alteration of an existing House or Flat
- Purchase of Furnishings and Durables items as a part of the purchase cost

- Financing up to 80% of Valuation of Property
- Flexible Tenure up to 15 Years on Equal Monthly / Equal Quarterly Installment Basis.
- Maximum Loan Amount up to NRs. 80 Lakh.

-Interest Rate: Base Rate Plus 1.00% to 5.50%
-Base Rate as of Asar End 2075: 12.77%

Detail
2. Vehicle Loan-Personal Use

- Purchase of a New Car, Jeep, Motorbike of any make or model
- Purchase of a Used Car, Jeep, Motorbike of any make or model (not more than 5 years old)

- Financing up to 80% of Purchase Price
- Tenure up to 4 Years on Equal Monthly Installment Basis
- -Interest Rate: Base Rate Plus 1.00% to 5.50%
-Base Rate as of Asar End 2075: 12.77%

Detail
3. Vehicle Loan - Commercial Use

- Purchase of a New Commercial Vehicle of any make or model
- Purchase of a Used Commercial Vehicle of any make or model (not more than 5 years old)

- Financing up to 80% of Purchase Price
- Tenure up to 4 Years on Equal Monthly Installment Basis
- -Interest Rate: Base Rate Plus 1.00% to 5.00%
-Base Rate as of Asar End 2075: 12.77%

Detail
4. Education Loan

- Pursuing higher education in Nepal, India or abroad for any graduation / post-graduation / professional course having employment prospects or other courses recognized by Ministry of Education.

- Financing up to 75% of total cost of education including tuition fee and accommodation
- Tenure up to 7 Years (including moratorium of 1 year) on Equal Monthly Installment Basis
- -Interest Rate: Base Rate Plus 1.00% to 4.50%
-Base Rate as of Asar End 2075: 12.77%

Detail
5. Mortgage Personal Loan

- any requirement of the borrower against mortgage of properties

- Shall be avail in the form of installment loan or in the form of overdraft
- Tenure up to 15 Years
- -Interest Rate: Base Rate Plus 2.50% to 5.50%
-Base Rate as of Asar End 2075: 12.77%

Detail
6. Loan Against Shares & Debentures

- any legitimate purpose

- Shall be avail as per NRB Directive
- Tenure up to 1 Year
-

Detail
7. Loan Against Gold & Silver

- Any Purpose

- Financing upto 75% of valuation
- Easy processing and immediate disbursement
- Tenure up to 6 months
- -Interest Rate: Base Rate Plus 2.00% to 4.00%
-Base Rate as of Asar End 2075: 12.77%

Detail
8. Loan Against Fixed & Recurring Deposit Receipt

- Any Purpose

- Financing up to 90% of Coupon Value
- Easy processing and immediate disbursement
- Tenure up maturity of Fixed and Recurring Deposit(Own)
- Coupon Plus 3%

Detail
9. Loan Against Government Securities

- Any Purpose

- Financing up to 90% of valuation
- Easy processing and immediate disbursement
- Tenure up to maturity period of  security
- - Coupon Plus 2.00% or Min. Base Rate Plus 0.50%

Detail

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ADDRESS

  • 125 Bina Marg, Lal Durbar, Kathmandu
    Tel: 01-4242272, 4242553
    Fax: 01-4253459

  • Email: info@devabank.com.np