Business Loan

Sn. Product Name Features Detail
1. Overdraft Loan

- Finance Inventory and Receivables
- Fulfill Working Capital Requirement

- Tenure of maximum 12 Months, Renewable as per business performance
- Interest Rate of 10.50% - 15.50% p.a.
- Financing up to 80% of the requirement

Detail
2. Short Term Loan

- Financing for fulfillment of short term business requirement

- Tenure of maximum 6 Months, Renewable as per business performance
- Interest Rate of 11.00% - 15.50% p.a.

Detail
3. Medium & Long Term Loan

- Financing of machineries, equipments or other fixed assets (except of structural construction)

- Tenure of maximum 15 Years
- Interest Rate of 11.50% - 15.50% (up to 5 years), 14.00% - 16.50% (up to 10 years) and 14.50% - 17.00% (above 10 years)
- Financing up to 70% of the requirement

Detail
4. Project Loan

- Establishment, capacity enhancement and modernization of industrial entities as:
* Fixed Capital Loan (Long Term)
* Working Capital Loan (Short Term)
* Bridge Gap Loan (Short term on special circumstances)

- Tenure of maximum 15 Years. Upto construction and trial production period along with grace period of 12 months
- Interest Rate of 12.50% - 16.50%
- Financing up to 70% of the requirement

Detail
5. Bridge Gap Loan

- Starting  the projects in order not to lose further time of the business plan
- Pending disbursement of term or working capital loan sanctioned by the Bank or FI due to some reason

- Maximum up to 6 months
- Can be renewed as a special case for another 3 months
- Interest Rate of 13.00% - 16.50%

Detail
6. Consortium Loan

- financing high value/ large projects by a single borrower through a common appraisal, common documentation and joint supervision

- Tenure, interest rate and terms as per consortium decision

Detail
7. Small & Medium Entrepreneur Loan

- Tenure of maximum 15 Years. Upto construction and trial production period along with grace period of 12 months
- Interest Rate of 10.50% - 15.00%
- Financing up to 70% of the requirement

Detail

Services

Promotions

ADDRESS

  • 125 Bina Marg, Lal Durbar, Kathmandu
    Tel: 01-4242272, 4242553
    Fax: 01-4253459

  • Email: info@devabank.com.np